From first M-Pesa payment to predictable recurring revenue

Most Kenyan businesses lose revenue to manual follow-ups and unreconciled STK pushes. TZD Checkout earns trust with push payment first, then automates bank debit with payer consent built in.

  1. Step 1

    Collect the first payment on M-Pesa

    The payer pays from their phone — the way most Kenyans already move money. You confirm commitment before asking for bank authority.

  2. Step 2

    Invite a bank Direct Debit mandate

    Once trust is earned, offer recurring debit with limits, schedule, and cancellation terms visible upfront. No surprise pulls on payday.

  3. Step 3

    Run the next cycle automatically

    Subscription renewals debit on schedule. Payers get advance notice; failed pulls retry and fall back to M-Pesa so revenue isn’t lost.